Funding for Home Repairs

If you own a home and it needs to be repaired or modified, you can apply for the Ontario Renovates Program. You may qualify for up to $25,000 in forgivable loans to keep your home in good repair or install accessibility features like ramps, bath lifts or alarms.

Who is eligible

You may qualify based on:

  • Your income
  • The value of your home (maximum of $505,469)

See the Ontario Renovates Fact Sheet for more information on eligibility and for a list of projects that could be covered. Call 519-575-4400 or email Ontario Renovates if you have any questions.

How to apply

Complete the Ontario Renovates application form and send it by fax to 519-575-4026, email, mail, or you can drop it off at one of these Regional offices:

  • 235 King St. E., Kitchener N2G 4N5
  • 150 Main St., Cambridge N1R 6R1
  • 99 Regina St. S., Waterloo N2J 4V3

To receive a loan this year you will need to apply before Dec. 1. A limited amount of funding is available each year.

If you qualify, we will set up a home inspection for you. If you need repairs right away because of a water leak or other urgent issue, call 519-575-4400.

This program is funded by the federal and provincial governments through the Investment in Affordable Housing (IAH) Program.


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