Help Paying for Child Care

Without help to pay for it, many families cannot afford quality child care. The Canada-Wide Early Learning and Child Care (CWELCC) program and the Region of Waterloo's Child Care Subsidy program helps parents pay for care, so they can go to work or school knowing their children are well cared for. 


On this page:


Canada-Wide Early Learning and Child Care Program

The Canada-Wide Early Learning and Child Care (CWELCC) program lowers child care costs for children under the age of six at participating child care programs. No application is needed for this reduction.

OneList Waterloo Region is where families can apply online for licensed care in Waterloo Region. A filter has been added to OneList to allow you to search for programs that are participating in CWELCC.

Child Care Subsidy Program

In addition to reduced fees through the CWELCC program, families may also be eligible for further financial support through the Region of Waterloo's Child Care Subsidy program. This program helps eligible families pay for licensed child care, before or after school programs, and/or summer programs.

The Child Care Subsidy program is not able to help you find a child care space. If you are looking for a child care space, you can explore the options and apply to child care programs through OneList.

Before you start your Child Care Subsidy application, use the calculator below to estimate your financial eligibility based on your household's net income.

You may apply for Child Care Subsidy six months (26 weeks) before child care starts. If you apply too early, you may need to apply again closer to your child's start date. If you have questions about Child Care Subsidy, call 519-575-4400, Monday to Friday, 8:30 a.m. to 4:30 p.m.

Eligibility Requirements

Am I eligible to apply for Child Care Subsidy?

All applicants must require child care within the next six months to be eligible to submit an application.

Applicants may be eligible for Child Care Subsidy if you meet all four (4) of the following in the next six months:

  1. You have one or more children who are 0-12 years of age, and you have a start date or need for child care;
  2. You live in Waterloo Region;
  3. You (and your spouse*, if applicable) have an eligible reason for needing child care from this list:
    • You are working (full-time or part-time);
    • You are working (self-employed);
    • You are attending school or training program or registered for a professional licensing exam;
    • You are receiving benefits through the Ontario Works (OW) program, including Temporary Care Assistance or Ontario Disability Support Program (ODSP)
    • You are ill, experiencing stress or have a family circumstance and have a doctor or another healthcare professional recommending licensed child care (Referral Form Needed); or
    • Your child has a Supportive Needs Referral for Child Care Subsidy (Referral Form Needed)
  4. You (an your spouse*, if applicable) are financially eligible. See the Child Care Subsidy Calculator below. Before you submit an application, this calculator can help you to estimate if you may be financially eligible based on your household net income and the number of children who need child care.

A family may no longer be eligible when any of the following occur:

  • Your child turns 13 years of age
  • You move outside of Waterloo Region (You will need to apply in your new municipality)
  • You (and your spouse*, if applicable) are no longer financially eligible
  • You (and your spouse*, if applicable) no longer have an Eligible Reason for Needing Child Care. Example: no longer in school, employment ended, child care referral ends
  • Your child attends a program that does not have an agreement for subsidy with the Region of Waterloo

*Spouse: For Child Care Subsidy, a spouse is defined as another adult who resides in the household and:

  • they are also the natural or adoptive parent of a child; or
  • you are in a relationship of some permanence; or
  • you have been residing together continuously for a period of more than three years.

What documents do I need to submit when I apply?

When applying for Child Care Subsidy, you will need to submit supporting documents with your application to verify the following for each applicant and each child (aged 0-12 years) needing child care.

Required Documents:

  1. Proof of income from Canada Revenue Agency (CRA)
  2. Proof of identity
  3. Proof of address in Waterloo Region
  4. Proof of eligible reason for child care 
  5. Proof of parenting arrangement, if applicable

For a full list of all supporting documents, please see the Child Care Subsidy Application: Checklist of Supporting Documents or continuing reading for more information below.

  1. Proof of Income from Canada Revenue Agency (CRA)

These documents show your household income as reported to Canada Revenue Agency (CRA). These are the  only documents we can use to determine if applicants are financially eligible for Child Care Subsidy.

Please provide one of the following:

  • Most recent Canada Child Benefit (CCB) Notice. (Important note: Must show the tax year and Family Net Income)
  • Each applicant's most recent Income Tax Notice of Assessment (NOA). (Important note: Must show Line 23600, name, and tax year - an NOA for the same tax year is needed for each applicant in a two-applicant household)
  • If you have received a Notice of Reassessment (NOR) or a Pre/Post Bankruptcy NOA, please include these documents as well

Review the chart to confirm the tax year to submit:

Dates Tax Year
July 1, 2026 to June 30, 2027 2025
July 1, 2027 to June 30, 2028 2026
July 1, 2028 to June 30, 2029 2027
July 1, 2029 to June 30, 2030 2028

Important information:

Families are encouraged to contact the Canada Revenue Agency to file taxes at your earliest convenience to obtain a Notice of Assessment (NOA) or Canada Child Benefit Notice (CCB).

If you do not have your tax information available, you can access it through your account on the Canada Revenue Agency website or by calling: 

Considerations: You may apply without your Income Tax Notice of Assessment (NOA) if:

  • You are receiving benefits through the Ontario Works (OW) program, including Temporary Care Assistance (TCA), or through Ontario Disability Support Program (ODSP):
    • If applying through your Child Care Subsidy Account: Please select “Ontario Works (OW)”, “Ontario Works (OW) - Temporary Care Assistance (TCA)”, or “Ontario Disability Support Program (ODSP)” as your Reason for Child Care. Further documentation may not be required. 
    • If you have already submitted an application: please email us at ccs@regionofwaterloo.ca to let us know and include your application date and confirmation number.
  • You are new to Canada this current calendar year:
    • A document that shows your date of arrival in Canada is required instead of your Notice of Assessment (NOA) from Canada Revenue Agency (CRA).
  • You are new to Canada in the previous calendar year:
    • If applying for Child Care Subsidy between January 1st - June 30th of the current year: A document that shows your date of arrival in Canada is required in place of a Notice of Assessment (NOA) from Canada Revenue Agency (CRA).

2. Proof of Identity

These documents show the legal name and date of birth for each applicant, and for each child (0-12) requiring child care.  

Please provide one of the following for each applicant and for each child:

  • Birth certificate, statement of live birth or certificate of adoption
  • Ontario Driver’s License or Ontario Photo Card
  • Valid Canadian Passport
  • Indian Status Card
  • Canadian Citizenship Card or Certificate (front and back)
  • Permanent Resident Card or Certificate (front and back)
  • Work Permit or Study Permit
  • Visitor’s Visa
  • Record of Landing or Refugee Claimant Document
  • Letter from Immigration, Refugees and Citizenship Canada (IRCC) verifying status, application for status, status extension/renewal, or appeal status
  • International Passport (child only)

Considerations: If required in place of Notice of Assessment (NOA), a document showing your date of arrival in Canada is also required in place of Proof of Income.

3. Proof of your Waterloo Region Address

If your current Waterloo Region address is on your Notice of Assessment (NOA), Canada Child Benefit (CCB), or Proof of Identity document, proof of address documents do not need to be submitted.

If your current address has changed, please provide one of the following:

  • Most recent utility bill (i.e. cable, hydro, or gas)
  • Ontario Driver's License/Ontario Photo Card (Health Card cannot be accepted)
  • Most recent Lease/Rent agreement; Letter from Landlord (with address and names)
  • Most recent mortgage statement/property purchase agreement/property tax statement

Considerations:

  • If your spouse currently resides outside of Waterloo Region, please provide proof of your current address for both you and your spouse.
  • If you are moving to Waterloo Region within the next six months and do not yet have a confirmed address, please let us know in your application.

4. Proof of Eligible Reason for Child Care

These documents show why you (and your spouse, if applicable) need child care. The reason for child care must be current or have a confirmed start date in the next 6 months, and supporting documents will need to be submitted.

Each application must have a confirmed reason for needing child care in the next six months from this list: 

  • Working (full-time or part-time)
  • Working (Self-Employed)
  • Attending School or Training Program or Registered for a Professional Licensing Exam
  • Receiving benefits from Ontario Works (OW), including Temporary Care Assistance (TCA), or Ontario Disability Support Program (ODSP)
  • You are ill, experiencing stress, or have a family circumstance and have a doctor or another healthcare professional recommending licensed child care (Referral Form needed)
  • Your child has a Supportive Needs Referral for Child Care Subsidy (Referral Form needed)

Please see the Child Care Subsidy Application: Checklist of Supporting Documents for examples of supporting documents for each Eligible Reason for Child Care.

Important Note: We appreciate that there are many reasons for needing child care that may not be eligible for the purpose of Child Care Subsidy. If your reason for needing child care is not on this list, or starts more than six months from when you apply, you will need to (re-)apply at a later date.

Proof of Parenting Arrangement (if applicable)

These documents show that there is a parenting arrangement for one or more of your children.

If you have a shared parenting arrangement, please provide one of the following:

  • Court Order, Parenting Order or Parenting Plan (legal document verifying custody or parenting arrangement)
  • Divorce or Separation Agreement; Mediation report
  • Kinship Agreement
  • Declaration of Family Composition Form (If informal shared parenting arrangement is in place)

 

Referrals to Child Care Subsidy

A referral to Child Care Subsidy can be made if child care is required due to the needs of you or your child. This referral can act as your Eligible Reason for Needing Child Care for Child Care Subsidy. 

Important: A Child Care Subsidy Application is still required along with your referral. 

Child Supportive Needs Referral (SNR) for Child Care Subsidy (Referral Form Needed):
This referral shows that you require child care based on a supportive need for your child. This referral is specific to each child.

The SNAP Program can connect with you around your current needs, explore the most appropriate services to support your child’s participation in a child care program, and complete a referral on your behalf.  (Important note: Referrals are specific to each child, and end when a child is eligible to attend full day kindergarten).

To obtain a referral for a child 0-4 years of age, visit the SNAP Program website or call 519-514-7627.

A Supportive Needs Referral (SNR) for Child Care Subsidy can also be submitted by a community agency or healthcare professional who is working with your family. It is your responsibility to contact your referring agency to complete the referral form.

Parent Medical Need for Child Care Subsidy (Referral Form Needed):
This referral shows you (or your spouse) require child care due to a medical need (e.g. illness, disability, stressor, or family circumstance). This referral is specific to each applicant.

A Parent Medical Need Referral can be completed by your doctor or other registered health professional. It is your responsibility to contact your referring agency to complete the referral form. (Important note: This form is the only document accepted to verify your care needs. A doctor's note or report cannot be accepted.)

When you have a copy of the completed referral, please upload it directly to your Child Care Subsidy Account. The completed referral may also be emailed directly to ccs@regionofwaterloo.ca.

Receiving Ontario Works (OW) and Temporary Care Assistance (TCA):

If you are receiving Ontario Works (OW), including Temporary Care Assistance (TCA), through the Region of Waterloo:

  • You can connect with your Ontario Works Case Worker to complete a referral to Child Care Subsidy on your behalf. If you choose this option, you do not need to submit an application.
  • If you would prefer to submit an online application yourself, please select “Ontario Works (OW), including Temporary Care Assistance (TCA), and Ontario Disability Support Program (ODSP)” as your Reason for Care in the online application. If you choose this option, a referral from your OW Caseworker is not required.

Steps to apply for Child Care Subsidy

The Region of Waterloo is pleased to offer a secure and convenient online application process. By creating a Child Care Subsidy Account, you will be able to safely and securely submit an application and upload your personal documents.

If you previously applied for child care before July 2024 or it has been less than a year since you last received Child Care Subsidy, please email ccs@regionofwaterloo.ca for next steps.

How to Create a Child Care Subsidy Account

Follow the step-by-step instructions below or watch our YouTube video to take you through the steps of creating a Child Care Subsidy Account.

1. Go to the Child Care Subsidy Account webpage. Select "Sign In" at the top right corner of the screen. Log in using the email address and password you created.

This image shows a screenshot of the Child Care Subsidy Account's home page with a red box highlighting the "Sign In" button.

2. Select the "Child Care Fee Subsidy Application" box to start the application form.

This image shows a screenshot of the Child Care Subsidy Account Home page with a red box highlighting the "Child Care Fee Subsidy Application" button.

3. On the welcome page of the application, select "Apply for Child Care Subsidy". When completing the application, please note:

  • Any fields with an asterisk (*) must be completed.
  • Your application will only be submitted once you've clicked, "Submit" at the end of the application and receive a confirmation number.
  • If you need to pause, your application process will be auto saved for up to 30 days.
  • If at any time, you need to stop completing the Child Care Subsidy Application Form before submitting it, please click the blue "Delete and Start Over" button at the bottom of this page in order to clear any information you have provided.
  • You may also contact our office and apply by phone at 519-575-4400.

First, complete all fields in the Child Care Subsidy Application Form. You will be asked for the following information:

  • Personal information about yourself and your spouse, if applicable. This includes birth date, gender, marital status, source of income, immigration status and date of arrival in Canada, if applicable.
  • Contact information for yourself and your spouse, if applicable. This includes address, phone and email.
  • Work/school information, including start date and type of work/school.
  • An eligible reason for needing child care. For example, attending school, working, schild with supportive need (referral needed), parent medical need (referral needed), receiving Ontario Works (OW), including Temporary Care Assistance or Ontario Disability Support Program (ODSP).
  • Information on other adults living in your home, including name, date they started living with you, and relationship to you.
  • Personal information about your child(ren), including name, date of birth, preferred choice of child care, and preferred start date for child care.
  • Contact and appointment preferences.
  • Personal information and contact information.

4. Once you have submitted your application, a message will appear with a confirmation number.

Select "View Application Summary" and save or print your application. Note: you will not be able to return to this step.

Click "Upload Documents" to upload supporting documents through your Child Care Subsidy Account. See Step 2 for how to upload documents through your Child Care Subsidy Account.

All documents must be submitted within 30 days of receiving your Child Care Subsidy Application. Also, all documents must be received before you will be contacted for an eligibility appointment. 

This image shows a screenshot of the Child Care Subsidy Application submitted page. The screenshot has two red boxes highlighting the button to "View Application Summary" and the button to "Upload Documents".

After submitting your application, you will need to upload the documents needed to complete your application within 30 days. We are unable to process your application without your supporting documents.

The list of potential documents needed to complete your application is listed above under, "What documents do I need to apply?"

Your supporting documents can be submitted:

Important:

  • All documents must be submitted within 30 days of receiving your Child Care Subsidy Application. Please submit all your supporting documents as soon as possible to avoid the need to re-apply.
  • Once you submit your documents, please watch for an email response from ccs@regionofwaterloo.ca regarding next steps for your application. Processing times may take up to 5-10 business days for your application and uploaded documents to be reviewed.
  • All documents must be received before you will be contacted for an eligibility appointment.

How to upload documents through your Child Care Subsidy account

1. After submitting your application in your Child Care Subsidy account, you will need to upload the documents needed to complete your application. Your account provides a convenient, safe, and secure way to upload documents. 

Before you upload any documents, please take note of the following:

  • Ensure documents are clear and legible (e.g. no blurred photos) and all required information and pages are included.
  • Upload each type of document separately. Do not combine multiple documents.
  • Make sure the file(s) you want to upload do not exceed 4 megabytes (MB).
  • Accepted files include, PDF (.pdf), JPG (.jft, .jfif, .jif, jpe, jpeg, jpg)

2. Select the "Child Care Fee Subsidy document upload" box to upload documents securely to your account.

This image shows a screenshot of the Child Care Subsidy Account Home page with a red box highlighting the "Child Care Fee Subsidy Document Upload" button.

3. Click "Select files" to upload documents from your computer, phone or tablet.

This image shows a screenshot of the Child Care Subsidy Account File Upload page with a red box around the "Select files" button.

4. Locate the file on your phone/tablet/computer and click "Open".

The file has now been successfully uploaded and sent to Child Care Subsidy and will be processed alongside your application.

This image shows a screenshot of the Child Care Subsidy Account File Upload page with a red box around the "File successfully uploaded" text.

5. All files uploaded will appear under File Name with the File Status of "Pending" until the Child Care Subsidy team has reviewed your documents.

Once a document has been reviewed, pending status will change to either "Approved" or "Declined". 

This image shows a screenshot of the Child Care Subsidy Account File Upload page with a red box around the file statuses of "Declined", "Accepted", and "Pending".
Note: Processing times may take up to 5-10 business days for your application and uploaded documents to be reviewed. Please upload all your supporting documents as soon as possible to help your application to be processed as quickly as possible. Waiting to upload all your documents or uploading your documents over multiple days, may mean your application will take longer to process.

Once your application and all supporting documents are processed, you will receive an email with a date and time of your Child Care Subsidy Eligibility Appointment.

This appointment is typically completed by phone. Language and accessibility supports are available. To request an in-person appointment at a Region of Waterloo Welcome Space or additional supports, please let us know in your application or by email ccs@regionofwaterloo.ca.

Help with your Child Care Subsidy application

Contact the Region of Waterloo Child Care Subsidy Program to ask questions or request help with your child care subsidy application.

Did anyone help you with your application?

If you would like to give permission for the Child Care Subsidy program to connect with a community agency, family member or support person not listed on your application, please complete a Child Care Subsidy General Consent Form.

Early Years and Child Care Navigators

For additional help applying for child care or child care subsidy, finding licensed child care options, or connecting to special needs resources – call, email or meet with an Early Years and Child Care (EYCC) Navigator.

EYCC Navigators can meet your family in person (in your neighbourhood or at a community site), over the phone or online. Language support is available.

Frequently Asked Questions

For answers to frequently asked questions about Child Care Subsidy, please see below.

You can also watch our YouTube video with more information about Child Care Subsidy and how to use the Child Care Subsidy Calculator.

After your application has been submitted, you can not make any changes or updates to your online application through your Child Care Subsidy Account.

Please email ccs@regionofwaterloo.ca to update the information on your Child Care Subsidy application. 

You can not use the online application to re-apply or make any changes or updates to an existing application.

Please email ccs@regionofwaterloo.ca to re-apply or make changes to your Child Care Subsidy application.

The Child Care Subsidy program helps eligible families pay for licensed child care, before or after school programs, and/or summer programs.

The Child Care Subsidy program is not able to help you find a child care space. To find a licensed child care placement, families can create an account and apply for child care programs through OneList. If you are looking for a child care space, you can explore the options and apply to child care programs through OneList.

If you need help with creating an account or applying to child care programs through OneList, contact:

If you have questions about a specific child care program or if you are looking for information on the status of your application at a specific program, please contact the child care program directly.

Yes, you may apply for Child Care Subsidy up to six months before your ideal child care start date. You do not need to have a confirmed child care space with a licensed child care provider to apply.

It is important that you apply for child care at a licensed child care provider through OneList. Due to high demand for child care spaces, you will likely be placed on a waiting list once you apply.

If you do not have a confirmed child care space, in your Child Care Subsidy application for the "Child Care Choice" question, please select "*No confirmed child care space". Your selection does not impact your eligibility for Child Care Subsidy. 

Child Care Subsidy can only be issued for licensed child care programs that have a Purchase of Service Agreement with the Region of Waterloo.

All licensed child care programs in Waterloo Region on OneList accept children receiving Child Care Subsidy. See OneList for a full list of approved programs. 

You may apply without your Income Tax Notice of Assessment (NOA) if:

  • You are receiving benefits through the Ontario Works (OW) program, including Temporary Care Assistance (TCA), or through Ontario Disability Support Program (ODSP):
    • If applying through your Child Care Subsidy Account: Please select “Ontario Works (OW)”, “Ontario Works (OW) - Temporary Care Assistance (TCA)”, or “Ontario Disability Support Program (ODSP)” as your Reason for Child Care. Further documentation may not be required.
    • If you have already submitted an application: Please email us at ccs@regionofwaterloo.ca to let us know and include your application date and confirmation number.
  • If you are new to Canada this current calendar year, a document that shows your date of arrival in Canada is required instead of your Notice of Assessment (NOA) from Canada Revenue Agency (CRA). 
  • If you are new to Canada in the previous calendar year (e.g. between January 1 and June 30 in the current year), a document that shows your date of arrival in Canada is required in place of a Notice of Assessment (NOA) from Canada Revenue Agency (CRA).

In all other situations, Child Care Subsidy requires your most recent Notice of Assessment (NOA) to determine your financial eligibility. If you have not reported your income to the Canada Revenue Agency (CRA), we cannot determine if you are eligible for Child Care Subsidy. 

Families are encouraged to contact the Canada Revenue Agency to file taxes at your earliest convenience to obtain a NOA or Canada Child Benefit Notice (CCB).

If you have received a Notice of Reassessment or a Pre/Post Bankruptcy NOA, please include these documents as well.

If you do not have your tax information available, you can access it through your account on the Canada Revenue Agency website or by calling: 

See the Required Documents section on this webpage for more information about the documents needed, including Proof of Your Income.

For Child Care Fee Subsidy purposes, a spouse is another adult who has been residing in the home and:

  • they are also the natural or adoptive parent of a child; or
  • you are in a relationship of some permanence; or
  • you have been residing together continuously for a period of more than three years.

Considerations: If your spouse resides outside of Canada and does not have a status in Canada, please change your Applicant 1 marital status to "Separated" for the purposes of applying for Child Care Subsidy. Applicant 2 information is not required at this time.

All forms can be found under Know what documents to submit when you apply. All forms are also listed below:

Proof of Reason for Child Care: There are a number of forms that may need to be completed to show why you (and your spouse, if applicable) need child care.

Parenting Arrangement documents, if applicable:

General Consent Form (optional):

Child Care Subsidy General Consent Form to be completed if you would like to give permission for the Child Care Subsidy program to connect with a community agency, family member, or support person not listed on your application.

Please let your Caseworker know that you disagree with a decision that has been made about your eligibility or payment. You may also request to speak with a Supervisor of Child Care Subsidy.

If you continue to disagree with the decision, you can request an appeal through an Internal Review. This is a request to have your file reviewed by an impartial third party. This applies to the following:

  • You apply and are determined to be ineligible; or
  • Your subsidy payments have been changed or cancelled.

To request an Internal Review, call 519-575-4400 or you can complete the Internal Review Form.

Contact Us

Region of Waterloo HQ
150 Frederick St.
Kitchener, Ontario N2G 4J3
Telephone: 519-575-4400
Fax: 519-575-4481

For general inquiries:
Regionalinquiries@regionofwaterloo.ca

Other Main Region Locations

Cambridge Main Office
150 Main St.
Cambridge, ON N1R 6P9

Waterloo Main Office
99 Regina St. S.
Waterloo, ON N2J 4V3